ePay - Instant Personal Loan 1.6

Minimum Annual Percentage Rate (APR) is 12%, while the maximum APR is 28%. Additionally, full repayment within 61 days or less is not permitted.

• Total Loan amount: ₹ 1,000 - ₹ 10,000
• Minimum period for repayment: 61 days
• Maximum period for repayment: 365 days
• Interest rate: 12% per annum (1% per month)
• Other fees: One-time processing fee
• Approximate APR with interest rate plus fees: 35.9%

For instance, if your loan amount is ₹ 10,000 and the repayment period is 62 days with two equal installments, each in 31 days, bearing an interest of 12% per annum and a one-time processing fee of ₹ 1,200, the total cost of the loan would be ₹ 1,404. The total amount payable would be ₹ 11,404 with a monthly payment of ₹ 5,702.

The ePay - Instant Personal Loan app provides an online platform to apply for and secure personal loans efficiently. Whether it's a dream vacation, home renovation, wedding plans, or a medical emergency, the app offers the convenience of connecting with the top lending partners in India to cater to various financial needs.

Applicants must be at least 21 years old to apply for a loan. The maximum age limit could vary between 60 years for salaried employees and 65 years for self-employed professionals at the time of loan maturity. However, specific age criteria may differ among banks.

How to Apply for ePay - Instant Personal Loan:

1. Complete the online application form with personal, employment, and financial details.
2. Select your desired loan amount and repayment period to receive instant approval.
3. An ePay - Instant Personal Loan representative will contact you.
4. Receive loan disbursal within 24 hours of approval.

Loan Information:

• Borrow up to Rs. 5 Lakhs
• Affordable interest rates starting at 6.99% p.a.
• Additional charges:
  • Processing fee: 2% + GST
  • Convenience charges: Rs. 4999
• Flexible repayment period from 12 to 60 months
• Full repayment within 30 days is not allowed

Features of ePay - Instant Personal Loan:

• Access to over 50 Banks and NBFC's
• Quick Approval process
• Serving over 1,50,000 satisfied customers
• Exclusive Offers and Competitive Rates
• No Collateral Required
• Simple Tracking Process

Disclaimer:

1. The ePay - Instant Personal Loan application solely serves as a digital platform for loan processing to streamline procedures without unnecessary paperwork that banks perform during further loan-related processes.
2. The loan approval status is determined by the respective bank while we facilitate the digital platform for loan processing.
   
   
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